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Binance P2P says "not eligible" when buying crypto? 6 causes + fixes (2026)

When Binance P2P won't let you buy or says "not eligible", first switch to another ad and try again: if an order goes through, the problem is usually the ad's amount limit, counterparty conditions or the ad's remaining balance; if a few ads still don't work, check identity verification, today's cancellation count and the P2P "Cancellation Limits Center". This article walks through Binance's official P2P rules one by one, and separates the "payment channel risk control" and "T+1 withdrawal limit" cases that are easy to mix up.