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What Is BNB? Is It Worth Buying? Fee Offsets, Staking Yield, and Risk, Calculated (2026)

BNB is the native token of BNB Chain, usable for Binance fee offsets, on-chain gas, staking, and Launchpool. Whether it's worth buying isn't about predicting how high it goes — it's about whether you have a real use case. This article works through the 25% spot/margin and 10% futures offset rules to calculate how much different trading volumes save, how much price risk you take on by holding, and which of 5 user types you belong to.