What is XRP Ledger? Ripple and cross-border payments
What is XRP Ledger? A public chain optimized for payments and asset transfers — no mining, no staking, near-free transfers, and confirmation within seconds. This article explains in a beginner-friendly way the differences between three concepts — Ripple the company, XRP Ledger, and XRP — as well as its fundamental differences from Bitcoin and Ethereum in consensus mechanism, issuance model, and positioning. By the end, you'll know whether it's worth your attention and whether it's worth holding.