Are Stablecoins Safe? Depegs, Reserves, Freezing and Exchange Risks (2026)
Are stablecoins safe? The short answer: they're fine for trading and transfers, but they are not bank deposits and not risk-free. Price stability is not the same as safety — depeg, reserve, freezing, exchange and wallet risks are all still there. This article breaks down each one and shows you how to decide whether to hold them, how much, and where.