How to buy US stocks on Binance: order steps, fees and dividend withdrawal full guide (2026)

Binance US stocks is the US stock and ETF trading feature provided by Binance Stocks. Eligible users can buy US stocks and ETFs such as AAPL, TSLA and NVDA directly in the Binance app or on the web, with fractional shares supported and a minimum investment of about $5.^[1]

But before using it for the first time, you must clearly separate one thing:

Direct Stocks, bStocks and stock perpetual contracts are not the same product.

If your goal is to "actually own a piece of Apple, Tesla or Nvidia", you should enter the Stocks page and buy Direct Stocks — not place an order the moment you see a TSLA or NVDA ticker.

The conclusion first

The full path to buying US stocks on Binance is:

Confirm the account has Stocks access → prepare USDC or USDT → search the ticker → confirm it is Direct Stocks → choose a market/limit order → check the fees in Preview → place the order → sell → wait for T+1 settlement → withdraw or convert USDC.^[2]

If you just want quick answers:

Question	Answer
Can Binance buy US stocks?	Yes, but only for users who meet the region and account eligibility
Are they real stocks?	Direct Stocks are beneficial interests in the stock; bStocks are not direct shareholding
What's the minimum?	As low as about $5, with fractional shares on some stocks
What currency do I pay with?	Mainly USDC; USDT can be auto-converted to USDC
How much are the fees?	0 commission ≠ 0 cost; small orders have a minimum platform fee
What do I receive after selling?	USDC
Can I withdraw immediately after selling?	Usually you must wait for T+1 settlement
Are there dividends?	Eligible Direct Stocks can participate in dividends and corporate actions

If you only want to know "how to buy US stocks on Binance", the core is not finding TSLA — it's first confirming you're buying Direct Stocks and checking the fees and product type in Preview before ordering.

If all goes well, you can go from confirming access to placing an order in about 10 minutes. The two easiest places to trip: buying bStocks or a stock perpetual thinking it's Direct Stocks, and confirming without checking the fees in Preview.

No Binance account yet? Take a few minutes to register — new users who enter referral code BN522 get a spot and futures fee rebate. See the Binance registration tutorial (2026) for the signup flow.

---

1. What exactly are Binance US stocks?

Binance Stocks is the stock trading entry Binance provides; eligible users can buy and sell US-listed stocks and ETFs through it.

Direct Stocks are processed and held by a partner securities system, and the user is the beneficial owner of the corresponding stock.^[3]

This is not the same concept as the "stock tokens" many people have heard of before.

Image: the three common "US-stock-related products" on Binance — to actually buy a stock, first confirm it is Direct Stocks.

What's the difference between Direct Stocks, bStocks and perpetual contracts?

Item	Direct Stocks	bStocks	Stock perpetual contract
TSLA example	TSLA	TSLAB	TSLAUSDT Perp
Nature	Stock	Tokenized security	Derivative
Directly holds beneficial stock interest	Yes	No	No
Involves securities settlement	Yes, usually T+1	Product rules differ	Not a stock settlement
Dividends	Eligible to participate	Handled per bStocks rules	No ordinary shareholder dividend
Who it's for	People who want to buy stocks	People who want tokenized securities	People trading price

Seeing TSLA doesn't mean you're buying a stock.

You also need to confirm:

Stocks page + TSLA + Direct Stocks

Instead of:

TSLAB

Or:

TSLAUSDT Perpetual.

If your goal is "I want to actually buy a piece of Apple, Tesla or Nvidia", choose Direct Stocks first; only consider bStocks if you want to trade tokenized securities; if you're just trading the price, that's the perpetual contract category.

For a full explanation of the difference between tokenized securities and real stocks, see Tokenized US stocks vs traditional stocks (2026).

---

2. How do I know whether my Binance account can buy US stocks?

Binance Stocks is not open to every region and every account.

Being able to see the TSLA or AAPL price doesn't mean your account has stock trading access.

The simplest way to check

Open Binance:

Trade → Stocks

Then enter any stock, for example:

• AAPL
• TSLA
• NVDA
• AMZN
• MSFT

If you can see:

• Buy;
• Market / Limit Order;
• Payment Account;
• Preview;
• Trading Session;

it usually means you can already enter the relevant stock trading flow.

How to judge account status?

What you see	What it means
Can search TSLA/AAPL quotes	Only means you can see quotes
Can enter the Stocks buy page	Usually means there is a trading entry
Page says the region isn't supported	The account can't use it now
No Stocks at all	May not be available, or the account doesn't qualify
Can Preview an order	Already close to actually tradable

Whether you can buy US stocks ultimately depends on account eligibility, not your IP address.

It's mainly decided by:

KYC residence region + account eligibility + the actual status of the Binance Stocks page

Don't bypass region eligibility by changing your IP, using a VPN or falsifying residence details.

Don't guess whether you can buy. Open Binance → Trade → Stocks → find TSLA → see whether there's a Buy button — that's the fastest way to check.

---

3. What do I need to prepare before buying US stocks on Binance?

Two main things before placing an order:

1. Complete KYC;
2. Prepare USDC, USDT or another supported payment asset.

1. Complete KYC first

Stock trading is a securities-type service, so the account must meet Binance's identity verification and region eligibility requirements.

If KYC isn't done yet, start with:

Binance KYC guide: how long the review takes, failure reasons and fixes (2026)

If you don't have a Binance account yet, register first and then do KYC — new users who enter referral code BN522 get a spot and futures fee rebate. See the Binance registration tutorial (2026).

2. Prepare USDC, or hold USDT in the account

Binance Stocks mainly uses USDC as the stock trading settlement asset.

But that doesn't mean:

You must manually convert USDT to USDC in advance.

If the account holds a supported asset like USDT, the system can complete the conversion during the order process and then execute the stock order with USDC.

Simply put:

USDT → USDC → stock

Not:

USDT → buy the stock directly.

What's the difference between ordering with USDT and USDC?

Payment asset	How it works	What to watch
USDC	Used directly for stock trading	Simplest path
USDT	Auto-converted to USDC first	Watch the conversion rate
Other supported assets	Auto-converted	Check the Preview rate
Fiat	Depends on region	Go by the account page

If you already hold USDC, using USDC directly is simplest. If your funds are mostly USDT, you don't need to convert them in advance just to buy a stock once, but always check the real-time USDT → USDC conversion rate on the Preview page.

---

4. How to buy US stocks on Binance: app order steps

This is the most important operational part of the article.

Step 1: Enter Stocks

Open the Binance app.

Go to:

Trade → Stocks

If you can't find it on the home screen, you can also search a ticker, for example:

TSLA

But make sure you're entering the Stocks page.

Step 2: Search the stock

Using Tesla as an example:

Search:

TSLA

and open the stock detail page.

Don't just look at the company name — also confirm the product type.

Correct: TSLA — Stocks.

Don't buy the wrong thing: TSLAB is bStocks; TSLAUSDT Perpetual is a perpetual contract.

Step 3: Tap Buy

Tap:

Buy

to enter the order page.

Common order types include:

• Market Order
• Limit Order
• Some stocks may offer other order types

Image: the basic flow for buying US stocks in the Binance app — before submitting, check the ticker, order type, conversion rate and fees in Preview.

---

5. Market order or limit order?

What is a market order?

A market order is an order to buy or sell as soon as possible at the current market price.

Pros:

Fast execution.

Cons:

Possible slippage during rapid price moves.

For example, if TSLA is around $350 and you submit a market order, it doesn't mean it will necessarily fill at exactly $350.

What is a limit order?

A limit order only fills when the price reaches your specified price or better.

For example:

TSLA is currently:

$350

and you only want to:

buy at $345 or lower

then you can set:

Limit Price = $345

If the price never reaches $345, the order may never fill.

Market order vs limit order

Item	Market order	Limit order
Goal	Fill quickly	Control price
Fill probability	Higher	May not fill
Price control	Weaker	Stronger
Slippage risk	Yes	Relatively lower
Easy for beginners to understand	Easy	Requires understanding price
Better for	Quick buys	Controlling buy cost

If you're testing the feature for the first time, understand limit orders first. Not because they're always better, but because you can clearly know "the maximum I'm willing to pay". If you care more about filling fast, consider a market order.

---

6. What's the minimum to buy US stocks on Binance?

Binance Stocks supports fractional shares on some stocks, so you don't need to buy a full share at once.

The overall minimum can be as low as about:

$5.

For example, even if one TSLA share costs a few hundred dollars, you can buy:

• 0.01 shares;
• 0.02 shares;
• 0.1 shares;

The specific minimum is still subject to the trading page.

Small-order example

You can try:

Order amount	Purpose
5 USDC	Walk through the flow
10 USDC	Small test
50 USDC	Lower fee ratio
100 USDC	Easier to observe actual cost

But there's a very important issue here:

Being able to buy $5 doesn't mean $5 is the most cost-effective.

The fees section explains this later.

---

7. Why must you check Preview before ordering?

Preview is the final confirmation page before a stock order is submitted.

For your first stock purchase, don't just click confirm all the way through.

At minimum, check in Preview:

• Ticker;
• Quantity;
• Order amount;
• Market / limit order;
• Trading Session;
• Time-in-Force;
• Platform fee;
• Spread;
• USDT → USDC rate;
• Final estimated shares received.

Final pre-order checklist

Item	Why it matters
Ticker	Avoid buying the wrong company
Direct Stocks	Avoid buying bStocks / Perp by mistake
Quantity	Confirm fractional share amount
Order type	Judge possible slippage
Platform Fee	See the real fee
Spread	Key for large orders
Conversion rate	Especially important when ordering with USDT
Session	Determines when it may fill

What actually decides your order's cost isn't the "0 Commission" in the ad — it's the final total cost on the Preview page.

For any Binance Stocks order, check Preview first. Understanding it before submitting matters more than memorizing any fee table online.

---

8. How much are Binance US stock fees?

This is the part users misunderstand the most.

Binance Stocks can be 0 trading commission, but 0 commission ≠ 0 trading cost.

As of October 5, 2026, the current standard fee structure can be understood like this:

Fee	Current rule	When it applies
Stock commission	0	Buying and selling stocks
Platform fee	Minimum ~0.35 USDC for orders ≤ $350	Small orders
Spread	~0.1% for orders > $350	Larger orders
ADR Fee	~0.01–0.05 per share on some ADRs	ADR products
Maintenance fee	Currently 0	No regular maintenance/idle fee yet
Currency conversion	Real-time rate	Converting USDT etc. to USDC
Taxes	Varies by account and security	Dividend and other scenarios

Example 1: buying $100 of stock. The minimum platform fee is about 0.35 USDC, a fee ratio of about 0.35%.^[4]

Example 2: buying $400? Above the platform-fee threshold, it's mainly calculated at about 0.1% spread, roughly 400 × 0.1% ≈ 0.40 USDC. The actual amount is still subject to Preview.

---

9. Why is buying $5 of stock actually not worth it?

Because the minimum platform fee pushes the fee ratio of a small order up.

For example:

Buy $5

If the fee is:

0.35 USDC

the fee ratio is about:

7%.

If:

Buy $100

with the same 0.35 USDC:

the fee ratio is only:

0.35%.

A comparison

Buy amount	Assumed platform fee	Fee ratio
5 USDC	0.35	7%
10 USDC	0.35	3.5%
50 USDC	0.35	0.7%
100 USDC	0.35	0.35%

$5 is the "minimum you can buy", not the "cheapest in fees".

If you just want to confirm Binance Stocks works, 5–10 USDC is fine for a test. If you're actually investing, don't only look at the minimum threshold — first calculate the platform fee as a share of the order amount.

---

10. Why did I only pay 0.17 USDC when I bought TSLA before?

CoinTrailHub actually tested Binance Stocks once in August 2026.

The purchase at the time:

0.015 TSLA shares

Stock value:

5.16 USDC

Platform fee:

0.17 USDC

Total cost:

5.33 USDC

But this must be noted clearly:

0.17 USDC was a promotional rate at the time, not the standard fee as of October 2026.^[5]

What this real test proves is:

• Fractional shares can be bought;
• Small orders can fill;
• USDC can be used for settlement;
• The Direct Stocks flow really works;

But it doesn't prove:

Any stock you buy now only costs 0.17 USDC.

Historical tests prove the flow works. Current fees are always what the Preview shows on the day you order. For the full test, see Can Binance buy US stocks? Real purchase of 0.015 TSLA shares in 2026.

---

11. When can I trade US stocks on Binance?

Some Binance Stocks support up to 24 hours a day, 5 days a week, but not all stocks and order types support full-session fills.

Mainly including:

Session	ET (US Eastern)	Market order	Limit order
Regular	9:30–16:00	Yes	Yes
Pre-Market	4:00–9:30	Usually waits for regular	Some can fill
Post-Market	16:00–20:00	Usually waits for regular	Some can fill
Overnight	20:00–next day 4:00	Usually waits	Only some stocks support

Why is the regular session better for beginners?

Because the regular session usually has:

• Higher volume;
• Better liquidity;
• Smaller bid-ask spread;
• Easier-to-judge prices.

For your first buy, prefer the US stock Regular Session. Not because you can't buy in other sessions, but because the regular session makes the actual fill price easier to understand.

---

12. Are there dividends on Binance US stocks?

If you hold Direct Stocks and meet the corresponding company's dividend eligibility, you can participate in relevant cash dividends and corporate actions.

But buying a stock:

doesn't mean there will definitely be a dividend.

First the listed company must announce a dividend.

For example:

Whether Tesla pays a cash dividend depends on whether Tesla actually announces one.

It's not that holding TSLA on Binance automatically gives you a dividend.

Where do dividends go?

Eligible cash dividends are usually handled as:

USDC

and may take a few business days to credit.

---

13. Can fractional shares receive dividends?

Fractional shares that meet corporate-action eligibility generally receive rights in proportion to the actual holding.

For example:

You hold:

0.1 shares

and meet the dividend conditions.

You don't necessarily have to hold a full:

1 share

to possibly receive the corresponding dividend.

The final result is subject to Binance Stocks' Corporate Actions records.

---

14. How much tax is withheld on Binance US stock dividends?

You can't simply write here:

Everyone is charged a fixed 30%.

Stock dividend withholding tax depends on the user's tax status, the stock's issuing region, tax documents and applicable rules.

Influencing factors may include:

• Tax residency;
• Stock issuing region;
• Tax forms;
• Tax treaties;
• Broker processing rules.

"A 30% withholding on all US stock dividends" is too simple a statement.

After actually receiving a dividend, go by the Dividend / Corporate Actions record + tax documents.

---

15. What do I receive after selling Binance US stocks?

After selling Direct Stocks, the sale proceeds are credited to the Funding Account as USDC.

For example:

You sell TSLA.

What you receive is not:

USDT

nor does it directly become:

local currency / USD bank balance

but rather:

USDC.

The full fund path is:

Stocks → USDC → stablecoin / fiat withdrawal

---

16. Can I withdraw immediately after selling?

Not necessarily.

Here you must clearly separate two concepts:

Fill

and:

Settlement completion.

The order showing "sold" only means the trade has filled.

But securities settlement still takes time.

Binance Stocks settlement cycle

Usually:

T+1 Trading Day

that is:

the trade fills on a trading day, and normal securities settlement completes on the next trading day.^[6]

What does T+1 mean?

If you sell on Monday:

it usually completes settlement by:

Tuesday

If there is:

• A weekend;
• A US market holiday;
• A public holiday;

the time may be pushed back.

What can I do with the money before settlement?

Not-fully-settled funds may still be usable for:

• Spot;
• Stocks;
• Earn;

and other supported in-platform uses.

But:

Being able to keep trading ≠ being able to fully withdraw.

Seeing a USDC balance doesn't mean this stock sale can already be withdrawn to an on-chain wallet immediately.

Before withdrawing, check the Settlement Date.

Image: the main trading costs and the sale proceeds path for Binance US stocks. Zero commission ≠ zero cost; after selling, you usually wait for T+1 settlement, after which USDC enters the account, and you convert or withdraw as needed.

---

17. How do I withdraw after selling Binance US stocks?

The full path is:

Sell stock → receive USDC → wait for settlement → USDC becomes available → convert to USDT or withdraw USDC directly → withdraw to wallet / fiat channel.

Option 1: keep holding USDC. If you need stablecoins anyway, no need to convert.

Option 2: convert USDC to USDT. Use Binance Convert or the spot market to convert USDC → USDT.

Option 3: withdraw to your own wallet. Choose the corresponding network and withdraw USDC or USDT to your own on-chain wallet; note the withdrawal network must match the network supported by the receiving wallet.

Option 4: convert to fiat. If your region and Binance account support bank withdrawal, P2P or a fiat channel, you can continue converting to local fiat.

Withdrawal flow table

Stage	Asset state
Holding stock	TSLA / AAPL / NVDA etc.
Sell fills	Waiting for settlement
Settlement complete	USDC
Conversion	USDC → USDT
Withdrawal	USDT/USDC → wallet
Fiat cash-out	Depends on region-supported methods

"Sold the stock" and "the money is in my bank account" are two different things. In between there is at least: securities settlement → USDC → withdraw / convert to fiat.

---

18. Binance Stocks vs a traditional broker?

The biggest feature of Binance Stocks isn't "the absolute lowest fees".

It's:

the short fund path from digital assets to stocks.

A traditional broker's biggest advantage is:

a more mature securities business.

Binance vs traditional brokers

Need	Binance Stocks	Traditional brokers (e.g. IBKR, Schwab, Fidelity)
Already hold USDT/USDC	More convenient	Usually need to move bank funds in
Just want a small taste of US stocks	Convenient	Also possible
Fractional shares	Supported on some stocks	Mostly supported too
Long-term large holding	Possible, but compare	Usually more mature
Tax documents	Check specific support	Usually more complete
Stock transfer	Check rules	Usually more mature
Corporate actions	Supported, but newer	Relatively mature
Options and research tools	More limited	Usually richer
Buy stocks directly with stablecoins	Clear advantage	Generally not supported

If your funds are already on Binance, the biggest advantage of Binance Stocks is not having to withdraw USDT to a bank first and then deposit into a traditional broker; if you plan to hold long-term (5–10 years), allocate large amounts, transfer positions frequently, need complex tax documents, or need options and research tools, a traditional broker is still worth comparing first.

Short path, small test: Binance is convenient. Long-term, large, tax- and transfer-heavy: traditional brokers are usually more mature. For a full comparison, see Binance stocks vs Futu/Tiger? Fees and transfer test comparison (2026).

---

19. The 5 most common mistakes beginners make buying Binance US stocks

1. Buying the moment you see TSLA. You might buy bStocks or a perpetual contract; the right approach is to confirm Stocks + Direct Stocks first.

2. Thinking "zero commission" means no fees. Commission is only one cost — there are also platform fees, spread, auto-conversion cost, ADR Fee and tax costs; the right approach is to check the Preview total cost.

3. Buying only $5 to test. $5 works, but the minimum platform fee can push the fee ratio very high; a small test is fine, but for real investing, calculate the fee ratio.

4. Withdrawing immediately after selling. Stock trading still has a securities settlement process; the right approach is to first wait for the Settlement Date.

5. Treating USDT as the stock settlement currency. Binance stocks settle mainly in USDC; when ordering with USDT it's USDT → USDC → stock.

---

FAQ

Can Binance buy US stocks?

Yes.

Eligible Binance users can use Stock Trading to buy and sell 7,000+ US stocks and ETFs.

Whether it's available depends on account eligibility and region.

How do I buy US stocks on Binance?

The simplest path is:

Binance → Trade → Stocks → search the ticker → confirm Direct Stocks → Buy → choose market or limit order → enter amount → Preview → submit the order.

Are Binance US stocks real stocks?

If you're buying:

Direct Stocks

the user is the beneficial owner of the corresponding stock.

If you're buying:

bStocks

it's a tokenized security, not a direct holding of the listed company's ordinary shares.

What's the minimum to buy Binance US stocks?

The minimum is about:

$5.

Some stocks support fractional shares.

But a $5 order is affected by the minimum platform fee, so the actual fee ratio may be high.

Can I buy Tesla, Apple or Nvidia on Binance?

If your account has Stocks access and the ticker is tradeable in your account, you can search:

• TSLA
• AAPL
• NVDA

The actual range is subject to the account page.

Can I buy Binance US stocks with USDT?

Yes.

The actual flow is:

USDT → auto-convert to USDC → buy the stock.

Preview shows the corresponding conversion rate.

How much are Binance US stock fees?

As of October 5, 2026:

• Stock trading commission: 0;
• Orders ≤ $350: minimum ~0.35 USDC platform fee;
• Orders > $350: ~0.1% spread;
• Some ADRs may have an ADR Fee;
• Ordering with USDT also requires watching the conversion cost.

Actual fees are subject to Preview.

Why does Binance charge fees when it says zero commission?

Because:

commission is only one part of the trading cost.

0 Commission means the stock trading commission is 0, not that:

• The platform fee is 0;
• The spread is 0;
• The conversion cost is 0;
• The ADR Fee is 0;
• The taxes are 0.

Why is buying $5 of stock not worth it?

Because if the minimum platform fee is:

0.35 USDC

then buying $5 of stock has a fee ratio of about:

7%.

Therefore:

the minimum threshold ≠ the most economical order amount.

Can Binance US stocks receive dividends?

If you hold eligible Direct Stocks and meet the corresponding company's dividend conditions, you can participate in relevant dividends and corporate actions.

Dividends are usually handled in USDC.

Can fractional shares receive dividends?

Eligible fractional shares can in principle participate in relevant corporate actions in proportion to the holding.

The final result is subject to the stock and account's Corporate Actions records.

Does Tesla pay dividends on Binance?

Whether it pays depends on whether Tesla announces a cash dividend.

Buying TSLA itself doesn't guarantee a cash dividend.

After selling Binance US stocks, do I receive USDT or USDC?

USDC.

Direct Stocks sale proceeds enter the Funding Account as USDC.

How soon after selling can I withdraw Binance US stocks?

After selling, you usually go through:

T+1 trading-day settlement.

Only after settlement completes can you perform the full withdrawal or cash-out according to the account's actual status.

Can I buy Binance US stocks 24 hours a day?

Some stocks support up to:

24/5.

But different stocks and order types support different sessions.

For your first trade, prefer the US stock regular session.

Can I transfer Binance stocks to another broker?

Some stocks have a Transfer feature, but:

• Which brokers are supported;
• Whether fractional shares are supported;
• Transfer fees;
• Estimated time;

may all change.

Before submitting a transfer, confirm with both Binance and the receiving broker.

Which regions can buy US stocks on Binance?

Whether you can use Binance Stocks cannot be judged only by IP address.

It ultimately depends on:

KYC residence region + account eligibility + whether the Stocks page is available.

The most direct way to check is:

Binance → Trade → Stocks → see whether the account shows Buy.

Don't bypass region limits with fake identity, a fake residence or other means.

---

Final summary: how to buy US stocks on Binance?

If you only remember one flow, it's:

Open Binance → Trade → Stocks → search TSLA/AAPL/NVDA → confirm Direct Stocks → choose the order type → enter the amount → check fees in Preview → submit the order.

After selling:

Sell stock → receive USDC → wait for T+1 settlement → convert USDC to USDT or withdraw directly.

What you really need to remember isn't the buttons, but four judgments:

First, confirm whether the account has Stocks access.

Second, Direct Stocks, bStocks and perpetual contracts must not be mixed up.

Third, 0 commission ≠ 0 cost.

Fourth, a filled sale ≠ you can already withdraw — stock trading still has a T+1 settlement process.

If you just want to experience the feature:

a small test is fine.

If you plan long-term, large holding:

compare Binance Stocks and traditional brokers on tax, transfer, corporate actions and account management first.

---

Related reading

• Binance registration tutorial (2026) — email/phone signup, KYC and security settings; new users enter referral code BN522 for a fee rebate
• Binance referral code BN522 tested: is the 20% rebate real? — rebate rules and credit conditions
• Can Binance buy US stocks? Real purchase of 0.015 TSLA shares tested — fill and fee records
• Binance stocks vs Futu/Tiger? Fees and transfer comparison — how to choose between the account types

---

Data verification notes

The key facts in this article were verified against Binance's official stock trading documentation on 2026-10-16, item by item:

1. Product nature and minimum of Binance Stocks: eligible users can buy US-listed stocks and ETFs in the Binance app or on the web, with fractional shares supported and a minimum investment of about $5. Source: Binance Stocks eligibility and availability FAQ.
2. Full path of buying US stocks: confirm the account has Stocks access → prepare USDC or USDT → search the ticker → confirm Direct Stocks → choose the order type → check fees in Preview → place the order → sell → wait for T+1 settlement → withdraw or convert USDC. Source: Binance Stocks trading FAQ.
3. Holding form of Direct Stocks: Direct Stocks are processed and held by a partner securities system, and the user is the beneficial owner — a different structure from tokenized securities. Source: Binance Securities Trading Terms.
4. Standard fee structure and examples: stock commission is 0, orders ≤ $350 have a minimum platform fee of about 0.35 USDC, orders > $350 are charged roughly 0.1% spread; buying $100 of stock, a 0.35 USDC platform fee is about 0.35%. Source: Binance Stocks fees and trading overview.
5. Nature of the historical 0.17 USDC rate: the 0.17 USDC charged in the August 2026 test buying 0.015 TSLA shares was a promotional rate at the time, not the standard fee as of October 2026. Source: Binance Stocks fees and trading overview.
6. Settlement cycle after selling: Binance Stocks is usually T+1 Trading Day, i.e. normal securities settlement completes on the next trading day after the fill, and may be pushed back by weekends, US market holidays or public holidays. Source: Binance Stocks trading FAQ.

---

Disclaimer

This article only introduces the product structure and operating flow of Binance Stocks and does not constitute investment advice, a securities recommendation, tax advice or legal advice.

Stock prices may rise or fall, and there is a risk of principal loss.